Collateral.

In our modern economy money equals debt.

Each individual's future is the collateral to back up this debt.

Thus, living a life in this reality requires one to gamble with one's future.

Refusing to gamble leads to somebody else taking your chips.

Spin the wheel and shut up.

It depends.

It depends on your attitude.

You can hope that someone will love you and make you happy.

You can keep whining that there's no one to love or be loved by.

Or you can just realize that you don't really want such a thing.

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Progress and prosper.
Waste not a moment.
Your chance is now.